Buying your dream home is one of the most significant milestones in life. After months or even years of searching, paperwork, and financial planning, the final step—taking possession of your flat—can be both exciting and overwhelming. However, before you accept the keys from the builder, it’s crucial to ensure that everything is in place.
At Projexis, we believe that a smart homebuyer is an informed one. That’s why we’ve created a comprehensive “Checklist Before Taking Possession of Your Flat” to help you avoid costly mistakes and ensure a smooth handover experience.
Table of Contents
1. Verify the Occupancy Certificate (OC)
One of the most essential documents before possession is the Occupancy Certificate (OC). It is issued by the local municipal authority and confirms that the building has been constructed as per approved plans and is ready for occupation.
Why it matters:
Without an OC, your flat is technically illegal for occupation. It can also lead to difficulties in getting utilities like electricity, water, and gas connections.
Tip: Always ask your builder for a copy of the OC before you accept possession.
2. Ensure Utility Connections Are Active
Before you move in, confirm that all basic utilities are properly installed and functional.
Check for:
Electricity meter in your name
Water supply and plumbing systems
Sewage connection
Gas pipeline (if applicable)
Internet and cable readiness
Tip: Ask for a live demonstration of each utility system before signing the possession papers.
3. Inspect the Physical Condition of Your Flat
A thorough inspection ensures that what was promised in the agreement matches what has been delivered. Make sure to check every corner of your new home.
Key areas to check:
Walls & Paint: Look for cracks, dampness, or uneven paint.
Flooring: Ensure tiles are even and not cracked.
Doors & Windows: Check hinges, locks, and handles.
Plumbing: Test taps, drains, and flush systems for leaks.
Electricals: Verify all switches, sockets, and fixtures are functional.
Balcony & Railings: Ensure proper height, strength, and finish.
Pro Tip: Visit the flat during daylight hours to catch imperfections more easily.
4. Cross-Check the Carpet Area
Your sale agreement usually mentions the carpet area—the actual usable area within the walls of your flat. Compare it with the final handover measurement.
How to verify:
Use a laser measuring tool or hire a professional surveyor.
Ensure that the carpet area is consistent with what was agreed upon in your contract.
A small difference (2–3%) is acceptable due to construction tolerances, but significant discrepancies should be reported immediately.
5. Check for Pending Dues and Maintenance Charges
Before you take possession, ask the builder for a “No Dues Certificate.” This ensures there are no pending payments such as:
Maintenance charges
Property taxes (if applicable before handover)
Tip: Clarify the monthly maintenance charges in advance and check the facilities covered—like security, lift maintenance, landscaping, or waste disposal.
6. Verify Legal Documents
Ensure all necessary legal and regulatory documents are in order before accepting possession.
Must-have documents include:
Builder-Buyer Agreement
Allotment Letter
Payment Receipts
Occupancy Certificate (OC)
Completion Certificate (CC)
Encumbrance Certificate (EC)
7. Review Common Area and Amenities
If you have paid for certain amenities, make sure they are ready and functional.
Inspect:
Lifts, staircases, and corridors
Parking spaces
Fire safety systems
Clubhouse, gym, and swimming pool
Landscape areas and security systems
If some facilities are pending, get a written timeline from the builder for their completion.
8. Conduct a Final Walkthrough with the Builder
Before signing the handover papers, conduct a final joint inspection with the builder’s representative. Note down any issues you observe and get them documented in a snag report.
Snag report example items:
Leaky taps
Broken tiles
Paint touch-ups
Door alignment issues
Ensure that these issues are rectified before or immediately after possession.
9. Registration and Mutation Process
Once possession is complete, the next step is property registration in your name at the local sub-registrar office. After registration, apply for mutation in the municipal records to ensure ownership transfer.
Note: Keep multiple photocopies of all property documents safely for loan, resale, or legal purposes.
Final Thoughts
Taking possession of your flat marks the beginning of a new chapter in your life. However, rushing through the process can lead to long-term inconveniences. By following this detailed flat possession checklist, you can ensure transparency, safety, and satisfaction with your purchase.
At Projexis, we always guide our clients through every step of the property journey—from project selection to final possession—ensuring a smooth and stress-free experience.
About Projexis
Projexis is one of the leading real estate consultancies in Noida, offering expert assistance in buying, selling, and investing in premium residential and commercial properties. With years of market experience and a commitment to transparency, Projexis ensures that every homebuyer makes the right investment decision.
Address: Chandra Heights, Plot No. 694M-696M, Main Dadri Road, Sector 107, Noida, UP – 201304
Contact: +91 9716232323
Email: info@projexis.co.in
Website: www.projexis.co.in
